Medical Insurance & Financing

Organizations related to paying for medical care are listed here. Most, but not all, are associated with public insurance (Medicare and TennCare). TennCare MCOs are listed.

For an explanation of services, products, types of coverage listed here, and a review of Medicare options, see the Action Guide. Also see the Action Guide for more information about TennCare. For information about programs that help low-income seniors with medication costs, see Prescription Drug Assistance.

AMOS – Affordable Medicine Options for Seniors (CAC): 524-2786

Office on Aging
2247 Western Avenue, 37921 (street)
P.O. Box 51650, 37950-1650 (mailing)
AMOS provides one-on-one advising, group presentations, and training sessions on Medicare. Individual assistance is available to learn about Medicare options, choose a plan, and maximize health benefits at the lowest cost. AMOS helps advocate for Medicare beneficiaries. Free.

Health Insurance Marketplace: 1-800-318-2596

A service that helps people who not are not eligible for Medicare to shop for and enroll in health insurance. The federal government operates the Health Insurance Marketplace, available at Applications for Medicaid/TennCare can also be submitted through the Health Insurance Marketplace.

KEPRO:1-844 430-9504 or 1-888-317-0751

KEPRO, Tennessee’s Medicare Quality Improvement Organization, answers questions, explains rights, makes appropriate referrals regarding Medicare, and helps with filing appeals. Responds to written complaints about quality of medical care received in hospitals and skilled care facilities, such as nursing homes and hospices. Works with providers to improve quality of care.

Legal Aid of East Tennessee: 637-0484

607 W. Summit Hill Dr., 37902
Legal assistance on medical insurance issues, including Medicaid/TennCare and Medicare. Call to apply.

Medicare: 1-800-MEDICARE (633-4227)

TTY (for deaf only): 1-877-486-2048
Federal health insurance for those 65+, younger persons who have drawn disability benefits (SSDI) for two years or, people with End-Stage Renal Disease. Phones answered by agents 24 hours a day, seven days a week; closed only for federal holidays.

Medicare Parts A & B (Original Medicare)

Information and answers regarding individual claims about hospital and medical coverage. Can also provide information about Medicare-participating physicians and equipment suppliers. Some services can be accessed on the Medicare website,, which includes information about quality of service from health-care providers (including hospitals, nursing homes, and home-health agencies).

Medicare Part C (Advantage Plans)

Contact customer service at your Medicare Advantage plan (most are open 24 hours/7 days a week). The toll- free number is on the back of your member ID card. For general information about Part C, call Medicare or go to, which includes evaluations of all Advantage plans. For help in choosing or enrolling in a Part C/Advantage plane, contact Medicare, AMOS or SHIP for assistance.

Medicare Part D (Prescription Drug Plans)

Contact customer service at your Medicare Part D plan (most are open 24 hours/7 days a week). The toll-free number is on the back of your member ID card; or visit, which includes evaluations of all Part D plans. For help in choosing or enrolling in a Part D plan, contact Medicare, AMOS, or SHIP for assistance.

Medicare Extra Help for Part D: 1-866-331-9091

Social Security Office
9031 Cross Park Drive, 37923
Extra help with prescription costs through the Low Income Subsidy (LIS) for eligible Medicare enrollees with low income and assets. Apply online at For application assistance, call AMOS or SHIP.

Medicare Savings Programs (MSP): 594-6151

TN Dept. of Human Services
2700 Middlebrook Pike, Suite 100, 37921
Qualified Medicare Beneficiaries (QMB), Specified Low- income Medicare Beneficiaries (SLMB), and Qualifying Individuals 1 (QI1) programs help low-income seniors pay for Medicare coverage. To apply, call TennCare Connect 1-855-259-0701 or apply online at https://tenncareconnect. For application assistance, call AMOS or SHIP.

State Health Insurance Assistance Program (SHIP): 1-877-801-0044

East TN Area Agency on Aging & Disability
9111 Cross Park Drive, Suite D-100, 37923
Provides counseling and advocacy on health insurance issues at no cost as a beneficiary benefit, including information and assistance with Medicare, Medicare Health Plans, Medicare Part D, Medicare supplemental (Medigap) insurance, and applying for Medicare Savings programs and Low-Income Subsidy.

TennCare Advocacy Program 1-800-758-1638

TTY (for deaf only): 1-877-779-3103
TN Community Services Agency
Hours: 8 am – 5 pm, Mon. – Fri. Helps consumers determine how to apply for or re-verify TennCare enrollment and explains qualification criteria. Helps enrollees understand benefits, available services, how to access them, and file appeals. Press “2” for help with mental healthcare or substance abuse. Helps consumers of behavioral health and substance abuse services with TennCare with advocacy, applications, benefit information; accessing services; filing complaints/ grievances; and starting the appeal process.

Family Assistance Service Center: 1-866-311-4287

Answers questions about services including SNAP and Families First. Mon.-Fri., 8 am-4:30 pm.

Savings CheckUp / Benefits Enrollment Center: 546-6262

Office on Aging/Senior Information & Referral 2247 Western Avenue, 37921 (street)
P.O. Box 51650, 37950-1650 (mailing)
Service to help low-income seniors and persons with disabilities find and enroll in all the money-saving benefits programs for which they are eligible. Focus on connecting people to the core benefits: Medicare Part D Extra Help/Low-Income Subsidy (LIS), Medicare Savings Programs (MSPs), Medicaid, Supplemental Nutrition Assistance Program (SNAP), and Low-Income Home Energy Assistance Program (LIHEAP), and other state or local benefits programs. Visit to learn more about potential benefits.

TennCare Managed Care Organizations

Amerigroup: 1-800-454-3730
Three Lakeview Place, 22 Century Blvd., Ste 310, Nashville, 37214

BlueCare: 1-800-468-9736
1 Cameron Hill Circle, Suite 0002, Chattanooga, 37402-0002

TennCare Select: 1-800-276-1978
1 Cameron Hill Circle, Suite 0002, Chattanooga, 37402-0002

United Healthcare Community Plan: 1-800-690-1606
2035 Lakeside Centre Way, Suite 200, Knoxville, 37922

TennCare Member Medical Appeals: 1-800-878-3192

Helps file appeals for TennCare medical, dental, and pharmacy denials. Also takes requests to change health plans, and takes requests for reimbursement for medical and prescription services paid for out-of-pocket.

Tennessee Health Care Campaign: 1-615-227-7500

1423 Kensington Square Court, Murfreesboro, TN 37130
Works for affordable access to high-quality health care for all Tennesseans. Also provides a statewide, toll-free number 1-844-644-5443, to find local help for enrollment in the Affordable Care Act Healthcare Marketplace and TennCare. Also provides assistance to resolve issues with TennCare.

TennCare Connect: 1-855-259-0701

P.O. Box 305240, Nashville, 37230-5240
TennCare service center for questions about TennCare/ Medicaid, to report changes in your personal information, and more. Mon.-Fri., 7 am – 7 pm CST. 8 am – 8 pm EST. You can use TennCare Connect to apply for TennCare, CoverKids, and Medicare Savings Programs (like QMB or SLMB) to get help with your Medicare cost sharing. You can also set up a TennCare Connect account at to renew coverage, report changes, and see your letters about your eligibility.